Medicare
- Medicare Advantage plans
- Medicare Supplement plans
- Part D prescription drug plans
- Yearly plan reviews during Annual Enrollment
Laredo, Texas · Hablamos español
Medicare, health insurance and taxes. One office, one familiar face.
We sit down with you, review your doctors and medications, and help you compare plans and file your taxes. No cost to meet for a Medicare review.
Enrollment season is here
Oct 15 – Dec 7Medicare Annual Enrollment
Starts Nov 1ACA Marketplace Open Enrollment
Get an Obamacare quote →
Meet Gladys J. Garcia
Gladys J. Garcia is the owner of Income Tax & Health Solutions LLC. She opened the office on North Meadow Avenue so Laredo families could take care of their health insurance, taxes and important paperwork in one place, with someone they know.
As an independent insurance broker licensed in Texas, Arkansas and California, Gladys is not tied to one company. She works with seven Medicare insurance companies in Webb County, along with ACA, life, dental and vision carriers, so she can put plans side by side and help you choose the one that fits your doctors, your prescriptions and your budget.
She is also a CTEC-registered tax preparer and a Texas notary public. The same person who reviews your Medicare plan can prepare your tax return, notarize a Lady Bird deed or power of attorney, or help you set up an LLC for your small business.
(956) 701-7239
Book Medicare with Gladys
Book health insurance with Gladys
Book taxes with Gladys
Any other appointment
- Listens firstEvery Medicare review starts with your medications and your doctors.
- Compares more than one companyYou see your options side by side before you decide.
- Explains in your languageEnglish or Spanish, whichever you prefer.
- Checks in every yearPlans, drug lists and doctor networks change every year, so she reviews yours each enrollment season.
Owner
Insurance Broker
Notary Public
Licensed in TX · AR · CA
NPN 19673168
CTEC ID# A361638
Bond CA101020378
English · Español
Meet Shanelle A. Sermeño
Shanelle A. Sermeño is an Insurance & Tax Advisor at Income Tax & Health Solutions and works side by side with Gladys at our North Meadow Avenue office.
She helps clients with Medicare, Obamacare (ACA) health insurance and income tax preparation, and she is also a Texas notary public. You can book time with her directly for Medicare, Obamacare or taxes using the buttons below.
When you meet with Shanelle, you get the same care and the same office standards as with Gladys: we review your doctors, your medications and your budget before recommending anything.
(956) 236-2429
Insurance & Tax Advisor
Medicare
Obamacare (ACA)
Income tax
Notary Public
What we help with
Bring everything to one place. We work with you and your family year after year.
Health insurance
- Obamacare (ACA) plans from UnitedHealthcare, Ambetter and Blue Cross Blue Shield
- Short-term medical
- Dental and vision
- Small group insurance for businesses
Life & long-term care
- Life insurance
- Long-term care
- Critical illness
Income tax
- W-2 employees (1040)
- Self-employed (1099)
- Amendments (1040X)
- College students (1098-T)
- Small business tax preparation
Notary public
- General notary
- Lady Bird deeds
- Transfer on death deeds
- General and gift deeds
- Power of attorney
- Last will and testament
- Loan documents
- School documents
- Self-employment letters
Business services
- Bookkeeping services
- LLC and S-Corp setup
- Payroll support
Insurance companies we work with
Because we're independent, we can compare plans from several companies side by side. Plan availability varies by plan and county.
Medicare
- Humana
- Aetna
- HealthSpring
- Molina Healthcare
- Prominence Health Plan
- Wellcare
- UnitedHealthcare
Obamacare (ACA Marketplace)
- UnitedHealthcare
- Ambetter
- Blue Cross and Blue Shield of Texas
Coming in for a Medicare review?
A review takes about 45 minutes. Bringing these items lets us check that your doctors are in network and your medications are covered.
- ✓All your medications, or a list with names and doses
- ✓A list of your doctors and specialists
- ✓Your red, white and blue Medicare card
- ✓Your current plan card, if you have one
For insurance agents
Grow your career with our team
Are you a licensed agent, or do you want to become one? We're looking for people who want to help families with Medicare, Obamacare and life insurance, with real support behind them.
Call or text Gladys to talk about joining:
(956) 701-7239 truelifecareinsurance@gmail.com- Help getting licensedNew to insurance? We guide you through getting your Texas life and health license, step by step.
- TrainingLearn Medicare, Obamacare and life insurance, plus how to run a client review, before and during enrollment season.
- Help getting contractedWe help you get appointed with the Medicare and Obamacare companies we work with.
- Agent toolkitOur 2027 Agent Toolkit puts the forms and guides you need for enrollment season in one place.
- One-on-one supportSit down with Gladys for agent support meetings to work through cases, carriers and questions.
- A bilingual marketServe Laredo families in English and Spanish, with an office and a team behind you.
Book your appointment
Pick a time online, call the office, or stop by. Walk-ins are welcome when we have openings.
Call
(956) 568-0672
Cell
(956) 701-7239
Visit
2719 N. Meadow Ave., Suite 1
Laredo, TX 78040
Get directions
Laredo, TX 78040
Get directions
Hours
Mon – Fri: 9 AM – 6 PM
Closed for lunch 12 – 1 PM
Sat & Sun: by appointment
Closed for lunch 12 – 1 PM
Sat & Sun: by appointment
Email
truelifecareinsurance@gmail.com